Manu Tuilagi has urged England to pay their goodwill gesture of £75,000 straight to Samoa's players rather than the bankrupt union.
The Pacific island's Prime Minister Tuilaepa Sailele Malielegaoi has announced that their union, of which he is also chairman, is "insolvent" due to being unable to "pay off our debts with the banks".
The Rugby Football Union has rejected a request to donate a share of revenue generated when the rivals meet at Twickenham on Nov. 25 -- a sum of more than £5million -- but has promised the same amount they gave Fiji last year.
Tuilagi, who was born in Samoa but has won 26 England caps, fears that money will be squandered if it is presented to the governing body.
"This was always coming because of the way they run the Samoan Rugby Union now," Tuilagi said.
"Money is the problem. The boys are getting paid the same or less now than in 1991. You cannot develop a rugby team like that.
"The problem is the people who are running the game in Samoa, it's an internal problem. If the union is given money, then the problem will still be there because the players would not see a penny.
"Mako Vunipola's suggestion for England players to donate £1,000 each is very good, so that the money goes straight to the players instead of to the union."
World Rugby has yet to receive official notification of bankruptcy beyond the declaration made by Malielegaoi at a press conference.
Samoa wrote to RFU chief executive Steve Brown several weeks ago stating that they are in dispute with the sport's global governing body and requested a match fee to aid their financial difficulties.
The belief at Twickenham it that it is the role of World Rugby to assist struggling tier two nations and the conundrum is who should be paid the £75,000 as Samoa have declared themselves bankrupt.
"We have not had formal notification of any proposed bankruptcy and if this were the case we'd obviously seek advice from world rugby about making the goodwill payment," an RFU spokesperson said.
Tuilagi believes that it is the responsibility of World Rugby and not the RFU to lift Samoa out of crisis and has called for the personnel at the union to be changed, adding: "There is a lot of anger.
"How can they let this happen? For me, if there is no Samoa team in the rugby world, then there is nothing."
World Rugby is in dispute with Samoa over governance issues and changes made to their coaching team, and there have also been accusations of corruption made against the union.
Any suggestion that the fixtures may not be fulfilled by the inability to cover player insurance has been discounted as these are paid by World Rugby.